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Everybody makes a lot of planning to have a hassle-free and comfortable journey. But, if you want to make your journey an enjoyable one, getting a travel insurance is a must. A travel insurance policy helps you make your trip without the hassles and worries. Whether you lose the passport, baggage, personal documents, or need any medical assistance, a travel insurance will help you get out of worries. You may not need it all the time, but it would be an imprudent choice to go without a travel insurance.Get Affordable Quotes
There is an important need to buy a travel insurance plan for the following reasons:
Following are the key factors that are used in computing premiums for travel insurance policy.
Following are key add-on covers that you can attach with your Travel Insurance Plan.
This add-on cover provides coverage against any eventuality arising due to a pre-existing health condition.
With this add-on cover, the policy will cover you against injuries that sustained due to participating in adventure sports such as mountaineering, scuba diving, Paragliding, bungee jumping, and others.
This add-on cover provides coverage to the insured against accidental death and total/partial dismemberment, if sustained during the travel.
This add-on cover provides coverage against damage caused by terrorists/attackers and loss incurred due to counter-terror action.
(The add-on covers and its benefits may vary from insurer to insurer)Select from Top Insurer's
Following are some of the general exclusions.
• Pre-existing diseases that lead to hospitalization
• Suicide and Insanity
• Expenses incurred from local protests/civil war
• Bodily injury sustained or expenses incurred due to participating in Hazardous Sports, unless specified under the policy
(Note: The exclusions may vary from one insurer to the other)
Read the Do’s and Don’ts related to your Travel Insurance Plan.
|Buy travel insurance timely||Postpone your travel insurance buying decision|
|Fill the proposal form correctly and provide all the required important details||Keep the material facts hidden. It may cause disputes during the claims settlement|
|Evaluate your itinerary and buy the right cover for the entire travel duration||Get the travel cover as suggested by your travel agent. Research at your end as well|
|Compare before choosing the final one||Buy the plan without comparing online|
|Read the policy terms carefully before buying a travel insurance policy||Forget to add the requisite add on covers to make your policy comprehensive|