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Travelling is all about happy memories and having great times. A trip is full of fun and excitement, if everything goes the way we plan. But, there is always a chance of things getting twisted, due to unforeseen situations that are beyond our control.
On a trip, one wouldn’t want to face situations such as lost baggage, flight cancellations, missing documents, or ill health. These sorts of circumstances may drain all your cash within minutes and can cause emotional chaos as well. A domestic travel insurance plan is all that you need to combat such ill-fated incidents.
A travel insurance is the ‘must-have’ for every travel plan. As unforeseen events may occur anytime, it becomes quite essential to keep a backup plan that can handle emergencies with ease. A domestic travel insurance ensures you a peace of mind, a feeling of security and a sense of preparedness against eventualities.Get Affordable Quotes
Here is the coverage available under the domestic travel insurance policy.
Medical Cover: It takes care of any medical emergencies that could occur to your health during the travel. There may be a health injury, illness or accident that requires an immediate medical attention. A domestic travel insurance policy provides a cover against medical expenses, when you are travelling. Any medical expenses incurred due to an immediate medical treatment of an injury sustained is also covered.
Flight Cancellation/Delay: Airlines are infamous for delaying flights and sometimes cancelling the flights. There is always the higher chances of flight delay or cancellation that not only causes inconvenience, but is also costly as you can miss connecting flights as well. A travel insurance policy provides you the compensation for the flight delays or cancellations.
Lost Baggage: Lost baggage is one of the common scenarios that travellers has to face. Most airlines offer compensation policies for lost baggage, but it may not be sufficient to cover your loss. A travel insurance policy ensures that the cost of your belongings is recovered.
Accidental Death and Dismemberment: Mishaps may occur to anyone, so it’s better to get covered. Some travel insurance policies provide coverage against accidental death or dismemberment sustained during the trip.
Repatriation of Remains: In the event of your death during the trip, the expenses incurred to return your body to your usual residence are covered.
Emergency Medical Evacuation: In case of a medical emergency, the expenses incurred for the evacuation and transportation of the insured for medical care are also covered by travel insurance policies.
Lost Luggage Assistance: There are some insurance companies that offer lost luggage assistance. It provides assistance for the insured by contacting concerned authorities and providing directions for its recovery.
Personal Liability: If a claim is made against you for property damage to a third party, an amount as stated under the policy is payable. Some insurers have started offering this personal liability cover with travel insurance plans.
Here is the list of best travel insurance plans, you can opt for.
|Domestic Travel Insurance Plans||Eligibility Criteria||Key Benefits||Add-ons|
|Tata AIG Domestic Travel Guard Policy||Anyone traveling by Air/ Rail/ Road within the Republic of India||
|Apollo Munich Easy Domestic Travel Insurance||6 months to 70 years||
||Extra benefits are available on the basis of plan variants opted|
|Bajaj Allianz Travel Prime Family||6 months to 60 years||