Terms and Conditions

Comparepolicy.com is an IRDAI approved Insurance Web Aggregator, providing a comparison platform among the products offered by a wide range of insurance companies partnered with us. We are not an Insurance Company but an insurance web aggregator licensed by the regulator under IRDA Web Aggregators regulation, 2013. The use of this site is governed by the following Terms and Conditions. By accessing this website or any of its pages, visitors are agreeing to the below-mentioned Terms and Conditions.

Our Services

Comparepolicy.com website supports you to compare insurance plans from almost all insurance companies in India at a glance. We provide a comparison of various products on our website helping users to avoid surfing multiple websites of different insurance companies and filling in some documents. We help customers picking best-suited plans depending on their individual insurance requirement. We assist the user to complete all online documentation process and complete the payment process. Submitting the documents and making payment online is not a guarantee of getting an insurance policy contract. The final decision is to be taken by the respective insurance company.It may accept, decline or postpone your proposal basis their underwriting guidelines. Comparepolicy.com will ease your online insurance buying process by assisting and guiding you through the processes. In case you are not satisfied with the insurance plan opted, you need to intimate the insurance company directly within free look period. Your refund will be processed by the insurance company directly as per their refund guidelines.

Fees and Service Charges

Comparepolicy.com assist their users with expert guidance free of cost. There are zero/nil fees or service charges from the user.

Limitation of Liability

Limitation of Liability shall be limited to the amount you paid, if any, for the use of products and/or services. Comparepolicy.com will not be responsible for any direct, indirect, incidental, consequential or exemplary loss or damages which may be sustained by you as an outcome of using our resources, or as a result of any variations, data loss or fraud, cancellation, loss of access, or downtime to the full extent that the applicable limitation of liability laws applies.

Comparepolicy.com does not warrant or guarantee the appropriateness, correctness or completeness of the Website Information; or Quality of the results gained from the usage of the website. To the maximum degree allowed by law, comparepolicy.com has no liability about or arising out of the website Information and website commendations. You are solely responsible for the concluding choice for your insurance product, and you should take ample time to read through all information provided in before continuing. If you are in any uncertainty regarding a product or its terms, you should pursue additional advice from Comparepolicy.com or the pertinent participating insurance provider before finalizing your product.

Limitation of Warranties

We do not epitomize or warrant to you that the use of our resources:

  • Will take care of your needs or requirements, the use of our resources will be continuous, well-timed, protected or free from errors.
  • The information obtained by using our Resources will be accurate or reliable, and error free.
  • Any flaws in the process or functionality of any resources we offer will be repaired or corrected.
  • Any content downloaded or otherwise attained via use of our resources is done at your own choice and risk, and that you are solely accountable for any harm to your computer or other devices for any loss of data that may erupt from the download of such content.No information or advice ( expressed, implied, oral or written) acquired by you from us or through our resources we offer shall generate any warranty, guarantee, or conditions of any kind, apart from those specifically bordered in this User Agreement.

Privacy

Your privacy is vital to us, so for this we have our separate Privacy Policy to clarify in detail how we gather, achieve, process, protect, and stock your private information. It is advisable to read our privacy policy.

Copyrights/Trademarks

All content and materials available on compare policy.com are the intellectual property of comparepolicy.com and are safeguarded by the applicable copyright and trademark law of the country. Any unsuitable use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly forbidden unless precisely authorized by us.

Disclaimer

ComparePolicy.com has made its all possible efforts in a bid to ensure that the information, premium rates, and policy benefits, etc. shown on the Website is correct; however, we rely on the insurance companies in providing accurate information for us to assess their products. We provide plans comparison facility based on the information that we have been provided by the insurers so that you can assess the plan yourself, and make your own decision. ComparePolicy.com will not be responsible if there is any discrepancy in data shown on the Website.