We will call you back.
Just share your number for a call back in less than 15 minutes
A Car Insurance Plan provides cover against the financial risk that may occur due to the damage caused to the car. It covers damage when caused due to an accident, natural or man-made calamity. It also provides financial cover against the third-party liability that arises due to bodily injury/ property damage to a third party.Get Affordable Quotes
Here are some top reasons why you need to buy Car Insurance
Several factors that help determine the premium amount for your Car Insurance are:
Various Add-on covers, you may opt from to avail enhanced protection to your car.
Depreciation is termed as a decrease in the value of the asset due to frequent usage. Your car is also an asset and is subject to depreciation. If opting for this cover, your insurer will provide a claim without deducting the depreciation amount on the value of parts replaced. This cover also provides cover against the repairing costs of glass, rubber parts, fibre, and plastic parts.
This add-on provides protection against damage to your car engine and electronic circuit caused due to flooding, or water logging. This cover helps you avoid huge repair costs, as your insurance company will pay off for the damages. It’s quite useful, especially during the monsoon season.
This add-on helps in saving your NCB upto one or two claims (depending on the insurer) during the policy period. It’s highly advisable to opt for this add on in case your accumulated NCB is above 25%.
There are stances when you have to face major issues in your car such as a mechanical breakdown. In this scenario, you don’t know how to resolve the car issue. With this add-on cover, you are provided with 24x7 roadside assistance to help resolve any mechanical issues with your car. This add-on is available at a nominal extra premium.
Long journeys in your own car with your loved ones are exciting. To protect your family or passengers in the car from any accidental expenditures, you may opt for this add on. Adding a passenger cover may slightly increase your premium.
This add-on enables you to claim for any apparent loss or theft of personal belongings such as an electronic equipment from a locked vehicle. The range of personal belonging, loss cover may differ from insurer to insurer.
In the case of medical emergencies, this rider pays for the ambulance charges and medical expenses that are incurred after the accident.
In case of car keys being misplaced or left in the car, key replacement cover efficiently assists you to unlock the vehicle in such scenarios. This add- on cover includes the cost of making a duplicate key if the key is lost and also the cost of lock if the lock needs to be replaced following the loss of a key.
(Note: The riders specified above may vary from insurer to insurer and can be bought by payng additional premium charges)Select from Top Insurer's
Your Car Insurance does not cover:
• Steady wear & tear.
• Loss/damage when driving under the influence of alcohol.
• Loss/damage when driving with an invalid driving license.
• Loss due to war, civil war, etc.
• Mechanical and electrical breakdown.
• Consequential loss.
• Claims that don’t include under the terms of the contract.
• Use of vehicle for any other purpose as mentioned under ‘limitations as to use’.
(Note: Read the policy terms of your car insurance to understand what is not included in your car plan.)
Read the Do’s and Dont’s related to your Car Insurance.
|Compare car insurance plans online and avail discounts||Be forced to get the insurance from your vehicle dealer, you have the option to buy it online|
|Disclose all the information related to your car to the insured accurately||Choose too many riders or add ons. Excess of everything might not be beneficial|
|Read the fine print carefully||Let your No claim bonus affected for minor claims|
|Opt for riders prudently to enhance coverage||Forget to renew the policy after expiry of the policy period|
|Retain a copy of the duly filled proposal form for your own records||Undervalue your car to get a reduction in the premium. This may prove worse in times of claim.|