User Agreement

Terms & Conditions

We welcome you for visiting our website www.comparepolicy.com. Our endeavor has been to make it as user-friendly as possible. This Website is owned and maintained by Compare Policy Insurance Web Aggregators Pvt Ltd. The website www.comparepolicy.com is subject to the "User Agreement" or "Terms of Use". You need to accept our terms & conditions before using our website. By "YOU", we refer the user, while "WE" is utilized for the owner of the ComparePolicy.com. We strongly recommend you to go through our "User Agreement" policy carefully before using it.This website is for use by individuals only aged 18 years and above, and not for commercial purposes. Content (text, image, video, etc.) on the website is the property of ComparePolicy.com and copying for any commercial use is prohibited. Please note that we keep updating products, premium rates and product description regularly; however, if there is any discrepancy found, ComparePolicy.com will not be responsible in any manner. ComparePolicy.com reserves the right to withdraw any product at any time, without prior notice.

Changes in Terms & Conditions

ComparePolicy.com reserves the right to change/alter/modify its terms & conditions at any stage. We, therefore, suggest you to review our terms and conditions periodically. Information on the website may not represent the complete descriptions of all terms, conditions and exclusions. You are advised to read policy documents for detail description, benefits under the policy.

Our Services

You must have seen an advertisement of some insurance web aggregators. Do you know what exactly an insurance web aggregator is? What does it do and do you need to take notice?In short - an insurance aggregator provides you with comparative insurance quotes and benefits under the policies that give you an opportunity to discuss a particular quote and make your choice. After getting your details, the insurance expert at the insurance aggregator, its ally or the insurance company, will contact you to conclude insurance needs. ComparePolicy.com enables its customers to gain several quotes via an electronic device. We have agreements with some insurance players to provide a comparative quote based on your needs disclosed to us. Our core objective is to help you make your decision while shopping for an insurance product.

How ComparePolicy.com gets paid?

ComparePolicy.com does not charge you for its services. We have developed the ‘search engine/quotation portal’, and are in arrangements with the participating insurance companies, under which they pay a referral fee for policy that concluded. It means – its entire services are FREE of cost.

Privacy Policy

ComparePolicy.com respects the privacy of its visitors. We believe that the integrity of personal information is critical, and hence are committed to protecting our customers right to privacy.

Protecting Your Privacy

Information captured or voluntarily submitted on our www.comparepolicy.com while visiting, is secured. We do not trade, sell, disclose, transfer, share, transmit, lease or rent visitor information to any third party not specifically authorised by you to receive this information except as we have disclosed to you in this Privacy Policy..

Sharing Of Users’ Information

ComparePolicy.com is committed to protecting the personal information of the users and hence abides by the IT Law. ComparePolicy.com may disclose your personally identifiable information such as - email id, mobile number, DOB, etc. only if:


  • You authorise us.
  • You permit us to establish communication with you via emails and/or calls regarding your queries and/or policy purchase
  • Law enforcement authorities ask us to share this information with them.
  • Please note that by visiting our website, you allow us to share your crucial information with our partners/affiliates so that they can call and mail you regarding your queries.


Irrespective of whether your mobile is registered with the DND service with your network operator or not, you agree to receive calls and/or messages directly from us, our business partners and affiliates regarding latest products, services and promotions.

Links to Third Party

Our website www.comparepolicy.commay contain links to third-party websites that are neither controlled nor maintained by ComparePolicy.com. These third-party links are provided for your convenience only. Hence, ComparePolicy.com will not be responsible for your privacy and content if you click on these links, nor are we responsible for the privacy policy or practices of the third party websites linked to www.comparepolicy.com.

Cookies

ComparePolicy.com applies “cookies” on its certain pages to analyse your internet behavior/interest. We store your information provided during the registration to analyse our web page flow, measure promotional effectiveness, and promote trust and safety. We also use cookies to allow you to enter your user id and password less frequently during a session. A session is the period of active site-use while that unique visitor is linked to our server. Most cookies are "session cookies" which are automatically deleted from your hard-disk once the session is expired or when you log out. You may decline our cookies if your browser permits; but remember, this may not allow you to use certain features on the website.

Legal

ComparePolicy.com is bound by the law enforcement and regulatory investigation along with the third parties to enforce laws such as intellectual property rights, fraud and other rights with an aim to protect you and the community. Hence, in response to a verified request by law enforcement or other government officials relating to a criminal investigation or alleged illegal practices, ComparePolicy.com can disclose your name, DOB, mobile number, postal address, permanent address (street, city, state, PIN Code etc.), email address, User ID history, and other listing history. ComparePolicy.com strictly follows the norms of non-disclosure agreement.As per the existing regulatory environment,

does not guarantee you that all of your personal information provided to it while registering, will never be revealed in ways not otherwise described in this Privacy Policy.

Furthermore, ComparePolicy.com also declares that if any information is sought by the governments or third parties under urgent condition, it can share personal information of the customers with them.

Disclaimer

ComparePolicy.com has made its all possible efforts in a bid to ensure that the information, premium rates and policy benefits,etc. shown on the Website is correct; however, we rely on the insurance companies in providing accurate information for us to assess their products. We provide plans comparison facility based on the information that we have been provided by the insurers so that you can assess the plan yourself, and make your own decision. ComparePolicy.com will not be responsible if there is any discrepancy in data shown on the Website. As a visitor of ComparePolicy.com and/or any third party websites, you should not assume that the owner of the website www.comparepolicy.comhas control over those websites.

Hence, ComparePolicy.com disclaims all content shown on the third party websites. It also disclaims the validity and authenticity of the SMS and/or email sent from ComparePolicy.com, its partners or affiliates or/and any insurance companies. ComparePolicy.com also disclaims these emails are free of viruses or other harmful content. The service providers on this Website, irrespective of their alliances with ComparePolicy.com, are independent identities and not agents or intermediaries of ComparePolicy.com or its allies. ComparePolicy.com, in no event whatsoever, shall be liable for any losses incurred out of investments, any additional expense, omissions, delays or acts of any government or authority. We are in no way responsible to any one for his/her investment decision, and every investor/policyholder shall be solely responsible for the consequences of his/her decision. ComparePolicy.com reserves the right to contact you via any medium, not limited to SMS, email, or phone call, in order to offer you any additional services that ComparePolicy.com would consider you eligible for, either as a customer or as a visitor. In case you have any query related to our Privacy Practices or this Policy, please contact us.

Blogs & Articles

Blogs/Articles posted on our website www.comparepolicy.com have been authored by individuals (including but not limited to employees of ComparePolicy.com and shall be referred to as “Individuals” hereafter), and hence, the authenticity of content and opinions are entirely at the sole discretion of the individuals in their personal capacity, and may not represent official positions of ComparePolicy.com in any manner.


ComparePolicy.com reserves all copyrights to these blogs/articles.