Bharti AXA Health Insurance Plans

Company Overview

The Bharti Axa General Insurance company is a collaboration between Bharti Enterprises and AXA Group. Bharti Enterprises is one of the pioneer business houses in India and AXA group is known worldwide for its financial expertise. The Bharti group owns a 51% stake and the AXA group owns the remaining 49% stake in the joint venture. The company was commenced in the year 2008. The company offers exclusive range of insurance products to cater various specific insurance needs of the customers.

The Claim Settlement Ratio of the company for the year 2018-19 is 77%.

Snapshot Of Bharti AXA Health Insurance Plans

Plan Name	Plan Type	Min/Max Age	Min/Max SI	Availability	Plan Tenure
Bharti AXA Smart Health Insurance	Individual/Family Floater	Adult: 18 years – 65 years Child: 3 months – 23 years	Min SI: 2 Lakh Max SI: 5 Lakh	Online/Offline	Min: 1 year Max:

Reasons for buying Bharti AXA Health Insurance Plans

When it comes to accessing quality health care, you also need to pay huge medical bills. In order to get a financial cover against rising medical costs, you need to get a right health cover for you & your family. Bharti AXA General Insurance Company offers customized range of health insurance plans.

Main USP’s of Bharti AXA Health Insurance Plans are :

Dedicated Claim Handling Deparment
More than 4300+listsof network hospitals for cashless treatment access
No requirement of pre-medical test up to the age of 55
Provides quick assistance to all the health insurance policy holders for all health care related services
Offers Lifelong renewal
The policy will be serviced by the Third Party Administrator (TPA)
Option to buy online and offline are available

Key Benefits of Bharti AXA Health Insurance Plans

The health insurance plans offer in-patient hospitalization treatment for a minimum stay of 24 hours, which covers medicalexpenses related to room rent, boarding expenses, nursing expenses, surgery/anesthetist fees, OT charges, etc.
Pre hospitalization expenses are covered up to 60 days before getting hospitalized
Post hospitalization expenses are covered up to 90 days immediately after getting discharged from the hospital are covered
Specified Day Care Procedures are covered
Domiciliary hospitalization is covered
Additional inbuilt critical illness benefit is available
Ambulance charges are covered
Income Tax Benefits under section 80of IT Act for the premiums paid

Value Added Benefits under Bharti AXA Health Insurance Plans

Hospital Cash Allowance is available in case hospitalization exceeds 3 days
No Claim bonus for claim free years will be limited to 10 years and 100%of Sum insured of your first Health Guard with the company
Accompanying Person’s Expenses at the hospital during hospitalization stay are covered.
In-patient physiotherapy charges are reimbursed
Medical expenses incurred in Out-patient Dental Emergency Treatment following an accident are covered
Reimbursement of the expenses incurred for transportation of the mortal remains of the insured person from the hospital to the place of residence is covered

List of Bharti AXA Health Insurance Plans

1. Bharti AXA Smart Health Insurance Policy

Smart Health Insurance Policy from Bharti AXA provides a comprehensive health cover for your entire family. This plan provides cover against medical expenses incurred due to hospitalization. It also p ... Read more

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