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Aditya Birla Health Insurance Plans

Company Overview

Aditya Birla Health Insurance Company came into existence with a joint venture of Aditya Birla Group (India’s third-largest private sector conglomerate) and MMI Holdings Limited (South Africa’s leading insurance company). This joint venture enables individuals and families lead healthier lives. Aditya Birla Health Insurance focuses on proactive health and provide wellness programs that help customers lead healthier lifestyle as a part of the comprehensive health cover.

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Snapshot Of Aditya Birla Health Insurance Plans

Plan Name Plan Type Min/Max Age Min/Max SI Availability Plan Tenure
Activ Health Enhanced Individual/Family Floater Adult: 18 years– No max entry age limit
Child: 91 days – 25 years
Min SI: 2 Lakh
Max SI: 2 Crore
Online Min: 1 year
Max: 3 year
Activ Health Essential Individual/Family Floater Adult: 18 years– No max entry age limit
Child: 91 days – 25 years
Min SI: 50,000
Max SI: 10 Lakh
Online Min: 1 year
Max: 3 year

Reasons for buying Aditya Birla Health Insurance Plans

Owing to hectic lifestyle, people don’t get enough time to take care of their health that resulting in health-related issues. It’s better to secure your health by choosing a comprehensive health insurance plan that covers you and also offers you rewards for staying fit. Aditya Birla Health Insurance Company offers customized health plans that ensure comprehensive health cover plus wellness program for your or your family.

Main USP’s of Aditya Birla Health Insurance Plans are:

  • Comprehensive health cover up to 2 crore
  • Rewards to stay fit
  • Choice of hospital room category
  • Avail Second e-opinion for critical illness
  • Day 1 cover for chronic illnesses
  • Worldwide emergency assistance services
  • Riders to enhance policy benefits

Key Benefits of Aditya Birla Health Insurance Plans

  • In-patient treatment expenses, including room rent, ICU charges, specialist’s fee, operation theater charges, medicines, consumables, etc. are covered
  • Pre hospitalization expenses incurred before hospitalization are covered up to 30/60 days, as per the plan chosen
  • Post hospitalization expenses incurred after discharge from hospital are covered up to 60/180 days, depending on the plan chosen
  • Listed day care procedures/surgeries for which the insured needs to get hospitalized for less than 24 hours are covered
  • Domiciliary hospitalization is covered, as per the limits specified
  • Organ donor’s medical expenses are covered
  • Choosing a lower hospital room category is payable on claims
  • Recovery Benefit is payable, as per the terms specified
  • Tax benefits are applicable for the premiums paid under section 80D of the Income Tax Act, 1961

Value Added Benefits under Aditya Birla Health Insurance Plans

  • 100% Reload of Sum Insured for an illness, not related to previous claims during the same policy year
  • Road Ambulance charges are covered
  • Cumulative bonus of 10%/20% for every no-claim policy year, depending on the plan chosen
  • Free annual health check-up for each insured aged above 18 years
  • Option to avail second e-opinion on critical illness
  • Worldwide emergency assistance services
  • Chronic Management Program to control chronic illnesses
  • Health Returns rewards for staying fit and healthy
  • Wellness Coach to guide you towards achieving good health and wellnes

(Note: The health plan benefits, features, specifications may differ from one to another)

List of Aditya Birla Health Insurance Plans

1. Aditya Birla Activ Heath Enhanced Plan

Activ Heath Enhanced from Aditya Birla Health Insurance provides a comprehensive coverage against ever-rising medical bills. This health plan offers comprehensive benefits and cover amount, so you can ... Read more

2. Aditya Birla Activ Health Essential Plan

Activ Heath Essential helps you get a customized health cover to cater to your health care needs. It also provides cover for chronic diseases such as diabetes, hypertension and asthma. ... Read more