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ICICI Lombard Health Insurance Plans

Company Overview

ICICI Lombard General Insurance Company is a joint venture between ICICI Bank Limited and Fairfax Financial Holdings Limited. ICICI Bank Ltd. is the second largest bank in India and holds 65% share in the joint venture. Fairfax  Financial is Canada based financial services company engaged in general insurance, reinsurance and investment management and holds 35% share in the joint venture. ICICI Lombard General Insurance has been consistently has received various accolades for its customer-centric approach and innovative solutions at different award forums. ICICI Lombard offers diversified need based health insurance solutions to provide the nee specific health plans to its customers.

The Claim Settlement Ratio of the company for the year 2018-19 is 75%.

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Snapshot Of ICICI Lombard Health Insurance Plans

Plan Name Plan Type Min/Max Age Min/Max SI Availability Plan Tenure
ICICI Lombard Complete Health Insurance Individual/Family Floater Adult: 3 months – no upper limit on max age
Child:
Min SI: 3 Lakh
Max SI: 50 Lakh
Online/Offline Min: 1 year
Max: 2 years
ICICI Lombard Health Care Plus Individual/Family Floater Adult: 5 years – 65 years
Child:
Min SI: 5 Lakh
Max SI: 10 Lakh
Online/Offline Min: 1 year
Max: 2 years
ICICI Health Booster (Super Top up Plan) Individual/Family Floater Adult: 3 months – no upper limit on max age
Child:
Min SI: 5 Lakh
Max SI: 50 Lakh
Online/Offline Min: 1 year
Max: 3 years

Reasons for buying ICICI Lombard Health Insurance Plans

ICICI Lombard General Insurance Co. offers a comprehensive range of Health insurance solutions.With rising health care cost, it becomes quite imperative to buy a right health insurance policy. ICICI Lombard General Insurance Company offers health insurance plans that suits health care needs of your family.

Main USP’s of ICICI Lombard Health Insurance Plans are :

  • Customized health plans for you and your family
  • Multiple plan variants to suit your specific needs
  • Wellness and Preventive health care options under the plans
  • Enjoy Wellness Programs under the health plans
  • No restriction on maximum entry age
  • Guaranteed claim service
  • Lifetime renewability available under the plans
  • No pre-policy medical check-up for insured below 46 years of age
  • Avail cashless hospitalization across 4500+ hospitals

Key Benefits of ICICI Lombard Health Insurance Plans

  • Room Rent, Boarding, Nursing Expenses, intensive care unit charges, anesthesia, OT charges and other expenses which fall under In-patient hospitalization expenses, including are covered
  • Pre hospitalization expenses are covered for 30 days before hospitalization and post hospitalization expenses are covered for 60 days after hospitalization
  • 150 Day Care surgeries are covered, where hospitalization for less than 24 hours is required
  • In-patient AYUSH treatment (Ayurveda, Unani, Siddha, & Homoeopathy) is covered as per policy terms
  • Medical expenses incurred from routine health check - ups and for other wellness and fitness activities are reimbursed
  • Maternity Benefit and New Born Baby Cover available if opted for Outpatient (OPD) medical expenses are reimbursed. This benefit is applicable for Health Protect Plus, Health Smart, & Health Smart Plus variant
  • Donor transplant expenses are reimbursed, subject to sub limits
  • Income Tax Benefits under section 80of IT Act for the premiums paid

Value Added Benefits under ICICI Lombard Health Insurance Plans

  • No claim bonus of 10% of the annual sum insured is payable on every claim-free policy year, up to a maximum of 50%
  • 100% Sum Insured Restoration is available
  • Medical expenses incurred in case of evacuation to the nearest hospital under medical emergency are reimbursed
  • Air travel expense of immediate family member is reimbursed
  • Free annual health check-up can be availed
  • Other value added services such as Online Chat with doctor, Specialist Consultation with One Follow-up session, Dietician & Nutritionist e-consultation, information on offers related to healthcare services, etc. can be availed

List of ICICI Lombard Health Insurance Plans

1. ICICI Lombard Complete Health Insurance

ICICI Lombard Complete Health Insurance Plan is a customized health policy with several add-ons you can opt for. It is a comprehensive health plan that covers health care expenses and also ensure hass ... Read more

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