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Star Union Di-ichi Term Insurance plans

Being a sole earning member of the family, it’s your onus to secure your family against uncertainties of life. Star Union Di-ichi Life Insurance Company offers various term insurance plans that suit you & your family’s protection needs. Term plans by Star Union Di-ichi Life helps you ensure the financial future of your family, so they can lead a financially independent life, even in your absence.

Star Union Di-ichi Life has 94.08% as Claim Settlement Ratio (as per IRDAI Annual Report 2014-15).

Star Union Di-ichi Life offers following term plans:

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1. SUD Life Premier Protection Plan

SUD Life Premier Protection Plan is a non-linked & non-participating term insurance plan that makes sure that your family can easily maintain a decent lifestyle, even after your unfortunate demise. This term plan assures strong financial protection for your family.

Key Features

• Life cover at a reasonable cost

• Flexibility to choose sum assured on the basis of the coverage you need

• Enhance protection by choosing available riders

• Enjoy premium rebates by choosing Higher Sum Assured


  • Death Benefit

    In the event of unfortunate demise of the life insured during the policy term, the nominee/family is entitled to receive the chosen sum assured. The policy will be terminated after payment of the death benefit.

  • Rider Benefit

    This plan offers SUD Life Accidental Death and Total & Permanent Disability Benefit Rider-Traditional.

  • Tax Benefit

    You can avail tax benefits under section 80C & 10 (10D) of the Income Tax Act, 1961. Under section 80C, you can get tax benefits towards the premium amount you pay for running the policy and 10 (10D) is applicable for policy proceeds your nominee receives.

Product Snapshot

Factor Minimum Maximum
Age (as on last birthday) 18 years 60 years
Age at Maturity - 70 years
Policy Tenure 10 years 30 years
Premium Paying Term Same as policy term Years -
Premium Paying Mode Monthly, Semi Annually & Annually -
Sum Assured 25 Lacs 100 crores (subject to underwriting)
Maturity Proceeds Nil -
Surrender Benefit Nil -