HDFC Life CSC Suraksha Plan

What is the Plan all About?

This plan is a simple, hassle free term insurance plan specifically to cater to the rural segment of the population.This plan offers financial protection to your family in case of an unfortunate demise of the policy holder.The plan offers only a death benefit in case of an unfortunate demise of the policyholder during the policy term.

Key Features?

Cost effective term plan
Keeps you protected though out the policy term
Flexible policy term
Simple & hasslefree issuance with Declaration of Good Health (DOGH)

What are the Plan Benefits?

Death Benefit

The nominee will receive the higher of the following only if the policy is premium paying:

Sum Assured
10 times Annualised Premium
105% of the total premiums paid as on the date of death

Maturity Benefit

This plan provides no maturity benefit.

Surrender Benefit

No surrender value under this plan.

Rider Benefit

No riders applicable under this plan.

Tax Benefit

The premium paid and the death benefits received are liable for the income tax benefits under section 80C and 10 (10 D) of Income Tax Act,1961.

Who can Buy the Plan?

Factor	Minimum	Maximum
Age (as on last birthday)	18 Days	55 Years
Age at Maturity	23 Years	60 Years
Policy Tenure	5 Years	15 Years
Premium Paying Term	Regular, Limited Or Single Pay Years	-
Premium Paying Mode	Monthly, Quarterly, Semi Annually & Annually	-
Sum Assured	Rs 30,000	Rs 2 Lac
Maturity Proceeds	Nil	-
Grace Period	30 Days	-