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HDFC Life CSC Suraksha Plan

What is the Plan all About?

This plan is a simple, hassle free term insurance plan specifically to cater to the rural segment of the population.This plan offers financial protection to your family in case of an unfortunate demise of the policy holder.The plan offers only a death benefit in case of an unfortunate demise of the policyholder during the policy term.


Key Features?

  • Cost effective term plan
  • Keeps you protected though out the policy term
  • Flexible policy term
  • Simple & hasslefree issuance with Declaration of Good Health (DOGH)

What are the Plan Benefits?

Death Benefit

    The nominee will receive the higher of the following only if the policy is premium paying:

    • Sum Assured
    • 10 times Annualised Premium
    • 105% of the total premiums paid as on the date of death

Maturity Benefit

    This plan provides no maturity benefit.

Surrender Benefit

    No surrender value under this plan.

Rider Benefit

    No riders applicable under this plan.

Tax Benefit

    The premium paid and the death benefits received are liable for the income tax benefits under section 80C and 10 (10 D) of Income Tax Act,1961.

Who can Buy the Plan?

Factor Minimum Maximum
Age (as on last birthday) 18 Days 55 Years
Age at Maturity 23 Years 60 Years
Policy Tenure 5 Years 15 Years
Premium Paying Term Regular, Limited Or Single Pay Years -
Premium Paying Mode Monthly, Quarterly, Semi Annually & Annually -
Sum Assured Rs 30,000 Rs 2 Lac
Maturity Proceeds Nil -
Grace Period 30 Days -