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Edelweiss Tokio Life CritiCare+ is a non-linked and non-participating Critical Illness health plan that provides coverage against 17 critical illnesses under 4 different group categories. Upon the onset of a critical illness, this plan covers health care expenses plus day-to-day hospital expenses. Under this plan, you have an option to make claims up to 3 times during the entire policy term. Edelweiss Tokio Life ensures that the future premiums are waived off after the first claim and the policyholder may continue to avail the benefit of protection.BUY NOW
Lump Sum Benefit
Lump sum payout equal to the sum insured is paid out to the policyholder in the event where the insured is being diagnosed from any of the 17 critical illnesses.
The critical illness benefit options available under the policy benefits are:
A lump-sum benefit (equal to the sum assured) is paid on the survival of life insured for 28 days after the date of the confirmed diagnosis of Critical Illness and policy terminates thereafter.
The insured can get claim benefits for up to 3 claims. The life insured can claim for Critical Illness only once from one group out of the 4 groups of categorized Critical Illness. Under this option, the claim is paid as a lumpsum benefit is paid on the survival of life insured for 28 days after the date of the confirmed diagnosis. The benefits you can avail under each claim are described below.
There is no death benefit payable under this plan.
There is no maturity benefit payable under this plan.
How the Plan Works?
Let us understand the plan with the example of Mr. Raman:
Life Insured: Mr. Raman
Age: 30 years
Term: 20 years
Sum Insured: Rs 20 lacs
Annual Premium: Rs 4,254
Value Added Benefits
Waiting Period Clause
|Age (as on last birthday)||18 Years||65 Years|
|Sum Assured||5 Lacs||1 Crore|
|Policy Tenure||5 Years||30 Years|
|Grace Period||30 Days||-|
|Freelook Period||15 Days/ 30 Days (for Distance Marketing Channel) From The Receipt Of The Policy||-|