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Aviva Health Secure Plan

What is the Plan all About?

The kind of lifestyle and stress, which is there has made us vulnerable to the critical illnesses. The cost and treatment of such illnesses are enormous which creates a dent in our finances. Aviva Health Secure plan offers a lumpsum benefit to the insured in the event where the insured is diagnosed with any of the 12 Major Critical Illness plans.


What are the Key Features?

  • Lump sum payout on diagnosis of a critical illness
  • Covers 12 Critical Illnesses
  • Rebate on opting Large Sum Assured
  • Get Tax Benefits upon buying this policy
  • Cost of Pre issuance Medical Examination borne by the Co.

What are the Plan Benefits?

Policy Benefits

    Lump Sum Benefit

    Lump sum amount equal to the sum assured is payable in the event being diagnosed with any of the 12 specified critical illnesses.

    Death Benefit

    There is no death benefit payable under this plan.

    Maturity Benefit

    There is no maturity benefit payable under this plan.

    How the Plan Works?


Value Added Benefits

    • Avail tax benefits u/s 80D as per IT Act, 1961 for premium paid for this plan.
    • Buy the plan online in a hassle free way.
    • Large Sum Assured Rebate on Premium.
    • Zero cost to be borne by the policyholder for getting pre issuance Medical Examination.

Sub Limits

    • No Copay or sub limit applicable.

Waiting Period Clause

    • Initial Waiting Period: A waiting period of 90 days from the inception date for all claims to be admissible, under this policy.

Product Snapshot

Factor Minimum Maximum
Age (as on last birthday) 18 Years 55 Years
Sum Assured 5 Lacs 50 Lacs (including Critical Illness Cover Taken Under Other Policies)
Cover Type Individual -
Policy Tenure 10 Years 30 Years
Grace Period 30 Days -
Freelook Period 30 Days -
Riders Nil -
Plan Type Online -


  • Alcohol or drug abuse including taking drugs other than those prescribed by a registered and qualified medical practitioner, any actual or alleged crime committed by the Insured, willful self inflicted injury and attempted suicide
  • Failure to seek or follow medical advice
  • Engaging in racing of any kind, other than athletics or swimming
  • Any form of war, invasion, hostilities (whether war be declared or not), civil war, rebellion, riots, social disorder, insurrection, military or usurped power, or willful participation in acts of violence
  • Radioactive contamination due to a nuclear accident
  • Any mental or functional disorder, etc.