Aviva Health Secure Plan

What is the Plan all About?

The kind of lifestyle and stress, which is there has made us vulnerable to the critical illnesses. The cost and treatment of such illnesses are enormous which creates a dent in our finances. Aviva Health Secure plan offers a lumpsum benefit to the insured in the event where the insured is diagnosed with any of the 12 Major Critical Illness plans.

What are the Key Features?

Lump sum payout on diagnosis of a critical illness
Covers 12 Critical Illnesses
Rebate on opting Large Sum Assured
Get Tax Benefits upon buying this policy
Cost of Pre issuance Medical Examination borne by the Co.

What are the Plan Benefits?

Policy Benefits

Lump Sum Benefit

Lump sum amount equal to the sum assured is payable in the event being diagnosed with any of the 12 specified critical illnesses.

Death Benefit

There is no death benefit payable under this plan.

Maturity Benefit

There is no maturity benefit payable under this plan.

How the Plan Works?

Value Added Benefits

Avail tax benefits u/s 80D as per IT Act, 1961 for premium paid for this plan.
Buy the plan online in a hassle free way.
Large Sum Assured Rebate on Premium.
Zero cost to be borne by the policyholder for getting pre issuance Medical Examination.

Sub Limits

No Copay or sub limit applicable.

Waiting Period Clause

Initial Waiting Period: A waiting period of 90 days from the inception date for all claims to be admissible, under this policy.

Product Snapshot

Factor	Minimum	Maximum
Age (as on last birthday)	18 Years	55 Years
Sum Assured	5 Lacs	50 Lacs (including Critical Illness Cover Taken Under Other Policies)
Cover Type	Individual	-
Policy Tenure	10 Years	30 Years
Grace Period	30 Days	-
Freelook Period	30 Days	-
Riders	Nil	-
Plan Type	Online	-

Exclusions

Alcohol or drug abuse including taking drugs other than those prescribed by a registered and qualified medical practitioner, any actual or alleged crime committed by the Insured, willful self inflicted injury and attempted suicide
Failure to seek or follow medical advice
Engaging in racing of any kind, other than athletics or swimming
Any form of war, invasion, hostilities (whether war be declared or not), civil war, rebellion, riots, social disorder, insurrection, military or usurped power, or willful participation in acts of violence
Radioactive contamination due to a nuclear accident
Any mental or functional disorder, etc.