United India Top Up Medicare Policy

• Additional Coverage at minimal price
• Cashless Facility in more than 7000 hospitals pan India
• Available as an individual and family cover
• Pre Acceptance Medical Test is exempted up to 45 years
• Tax Benefits under section 80D of IT Act

• Covers In-Patient Hospitalisation Expenses like Room, Boarding, Nursing expenses, ICU expenses, charges for for Consultants, Surgeon, Anesthetist, Medical Practitioner, etc. for each and every hospitalization more than 24 hours over and above the chosen Threshold Limit.
• All Hospitalization Expenses (excluding cost of organ, if any) incurred for donor in respect of Organ transplant.
• Pre Hospitalization expenses are covered upto 30 days before hospitalization.
• Post Hospitalization expenses are covered upto 60 days after discharge from the hospital.

• Ambulance charges are covered to ferry the insured to the hospital.
• Cashless facility in more than 7000 hospitals across Pan India.
• Premium paid for this policy attracts tax benefits under section 80D of Income Tax Act.

• Ambulance charges by road are covered upto Rs 2,500.
• Co- Pay not applicable under this plan.

Pre existing Disease Waiting Period: This plan has a waiting period of 4 years to cover pre existing diseases.

• Domiciliary Treatment

• Expenses attributable to self inflicted injury
• Naturopathy
• Dental Treatments
• Maternity related expenses
• Convalescence and Rehabilitation Benefits, etc.