TATA AIG Critical Illness Policy

Policy Benefits

• A lump sum amount is payable for the first time diagnosis of any one of the 11 critical illnesses (First Heart Attack of specifiedseverity, Cancerofspecified severity, Stroke resulting in Permanent Symptoms, Open Chest CABG, Kidney Failure Requiring Regular Dialysis, Major Organ/Bone Marrow Transplant, Total Blindness, Coma of specified severity, Major Burns, Multiple Sclerosis with persisting symptoms, Permanent Paralysis of Limbs).
• Second opinion is available, in case the insured person has been diagnosed with any one of the covered critical illnesses.

Value Added Benefits

• Option to enhance the sum insured is available at the time of policy renewal.
• Get 24*7 claims assistance.
• Enjoy portability benefit.
• Lifetime renewability is available under this plan.
• Premium paid under the policy an avail tax exemption under section 80D of the Income Tax Act.

Sub Limits

• No cost sharing/co-pay is applicable under this plan.

Waiting Period Clause

• Initial Waiting Period: A waiting period of 90 daysfrom the inception date of this policy.
• Survival Waiting Period: The benefit under this plan is payable, if the insured person survives for at least 30 days from the date of first diagnosis of any one of the listed critical illnesses.