Star Micro Health Insurance Plan

What is the Plan all About?

Health care at an affordable price is the unique quality of Star Micro health insurance plan.This plan includes hospitalization expenses and other auxilliary expenses which provide a relief in these stressed time of treatment and hospitalization to you and your family.

Key Features

Affordable premium price
Network of more than 7800 hospitals across India
Hospitalization expenses covered
Quick claim settlement

Policy Benefits

This plan covers inpatient hospitalization for a period more than 24 hours.
Emergency Ambulance expenses are reimbursed as per the limit specified.

Value Added Benefits

Lifelong renewability.
24x7 Toll- free Helpline.
Free expert medical consultation over phone 24 x 7 Toll Free Helpline.
Free storage facility for storing medical records in electronic form.
Tax Benefit as per section 80 D of Income Tax Act, 1961.

Sub Limits

Emergency Ambulance service expenses capped at Rs 350 per hospitalization subject to a maximum of Rs 1,000 per policy period.
Limit per hospitalization is Rs 15,000.Total expenses are capped at this limit.
Surgeon, Anaesthetist, Medical Practitioner fees capped upto Rs 4,500 per hospitalization.

Waiting Period Clause

Initial waiting period: An initial waiting period of 30 days from the commencement of the policy is to be followed for any hospitalization except for the accident claims.
Specific Waiting Period: Specific waiting period of 2 years is applicable for the list of specified treatments/surgeries under the policy contract.
Pre-existing waiting period: 48 months waiting period is applicable for covering pre-existing diseases.

Who can Buy the Plan?

Factor	Minimum	Maximum
Age (as on last birthday)	5 Months	65 Years
Sum Assured	1 Lac	3 Lacs
Cover Type	Individual	-
Policy Tenure	1 Year	1 Year
Grace Period	30 Days	-
Free Look Period	15 Days	-
Riders	Nil	-