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Pramerica Life Dengue Shield Plan

What is the Plan all About?

Pramerica LIfe Dengue Shield Plan is a traditional fixed benefit health plan which is specifically designed to reduce your financial burden during the hospitalization due to the life threatening dengue.This plan allows you to cover as many as 6 family members under one single policy.

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Key Features

  • Quick Policy issuance
  • Fixed benefit health plan
  • Confirmed benefits on diagnosis of dengue fever
  • Multiple premium payment options available
  • Cover upto 6 members under a single policy umbrella

Policy Benefits

  • On diagnosis of Dengue fever to the insured, the benefits equivalent to the sum assured is payable to the insured. Minimum stay of 48 hours is necessary.

(Each member will have separate Sum Assured and premiums are charged separately for the number of members insured)

Value Added Benefits

  • Quick Claim Settlement
  • Multiple premium payment option available
  • Family cover available to cover up to 6 family members.
  • The Company will offer a discount of 5% on the first year premium in case of the Regular Premium and 2% in case of Single Premium for policies if you are an existing policyholder or if you purchase this policy under a Family cover.

Sub Limits

Benefits payable are subject to the sum assured opted.

Waiting Period Clause

  • Initial Waiting Period: Initial 15 days of the policy start date.

Who can Buy the Plan?

Factor Minimum Maximum
Age (as on last birthday) Child: 91 Days, Adult: 18 Years Adult: 65 Years
Sum Insured Rs 25,000/Rs 40,000 Rs 50,000
Cover Type Individual/Family Floater -
Policy Tenure 5 Years 5 Years
Grace Period 30 Days -
Premium Payment Term - Single/Regular Pay
Premium Payment Mode Annual,Semi Annual Or Monthly -
Free Look Period 15 Days/30 Days(for Distance Marketing) -
Riders Nil -
Policy Type Offline -

Exclusions

  • Any hospitalization apart from Dengue Fever
  • Treatment requires less than 48 hours
  • Coverage outside India
  • Any treatment during the waiting period.
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