Oriental Insurance Janata Personal Accident Policy

What is the Plan all About?

Janata Personal Accident Policy provides cover for accidental death, loss of limbs & permanent total disablement. This policy provides compensation for bodily injury resulting in loss of life or disablement within twelve months of its occurrence.

What are the Key Features?

Cover for death or Permanent total disablement
Cover against loss of limbs
Discounts on buying this policy

What are the Plan Benefits?

Policy Benefits

Death due to an accidental bodily injury is payable up to 100% of the Sum Insured (SI).
Loss of sight of both eyes/use of two hands/two feet/loss of sight of one eye and loss of use of a hand or foot is payable up to 100% of SI.
Total and irrecoverable loss of sight of one eye/use of one hand/one foot is payable up to the sub limit specified.

Value Added Benefits

Longer policy tenure up to 8 years is available with this policy.
5% to 30% discount for choosing longer policy tenure.
Option to buy this policy online.

Sub Limits

No cost-sharing is applicable under this plan.
Loss of sight of one eye/use of one hand/one foot is capped up to 50% of SI.

Waiting Period Clause

No waiting period is applicable.

Product Snapshot

Factor	Minimum	Maximum
Age (as on last birthday)	Adult: 18 Years; Child: 10 Years	Adult: 80 Years
Accidental Death Sum Insured	Rs 25,000	Rs 5 Lacs
Cover Type	Individual/Family	-
Policy Tenure	1 Year	8 Years
Grace Period	30 Days	-
Freelook Period	15 Days	-
Riders	Nil	-
Plan Type	Online	-