Oriental Jan Arogya Policy

What is the Plan all About?

Jan Arogya Bima policy is a health policy which covers reimbursement of hospitalization expenses to provide you a sigh of relief during those unhealthy days. This policy helps you with various benefits which are available at the most economical cost to secure you from the growing medical inflation.

Key Benefits

Domiciliary benefit available
Surgical operation covered
Complete health coverage

Policy Benefits

Hospitalization expenses covered.
Surgical procedures for treatment of an illness performed under hospital or day care center are covered.
Domiciliary hospitalization benefit are covered under this plan.
Pre hospitalization expenses are covered for 30 days prior to hospitalization
Post hospitalization expenses are covered for 60 days after hospitalization

Sub Limits

Company's Liability In respect of all claims admitted during the period of insurance shall not exceed the Sum Insured of Rs. 5,000/- per person.

Waiting Period Clause

Initial Waiting Period: Any diseases contracted during first 30 days of the policy start date, except those arising out of accidents.
Specific Waiting Period: The waiting period of specific treatments as mentioned in the policy contract range from 1 year to 2 years of consecutive coverage.
Pre existing Disease Waiting Period: Silver variant of this plan has a waiting period of 48 months years to cover pre existing diseases.

Who can Buy the Plan?

Factor	Minimum	Maximum
Age (as on last birthday)	5 Years	70 Years
Sum Assured	Rs 5,000 P.a	Rs 5,000 P.a
Cover Type	Individual/Family	-
Policy Tenure	1 Year	1 Year
Grace Period	30 Days	-
Free Look Period	15 Days	-
Riders	Nil	-