Oriental Insurance Gramin Accident Insurance

What is the Plan all About?

Gramin Accident Insurance Policy from Oriental Insurance provides you/your nominee the compensation against death/disablement/loss of limbs resulting from an accident. This policy thus ensures financial security against any accidental mishap.

What are the Key Features?

Accident cover for death/permanent total disablement
Cover available against loss of limbs/sight in eyes
Policy cover up to 70 years

What are the Plan Benefits?

Policy Benefits

Any accidental bodily injury resulting in death is covered up to 100% of the Sum Insured (SI).
Total and irrecoverable loss of sight of both eyes/sight of one eye and one hand or one foot/two feet/one hand and one foot is covered up to 100% of SI.
Total and irrecoverable loss of sight of one eye/physical separation of one foot or one hand is covered up to the sub limit mentioned.
Permanent total disablement is payable up to 100% of SI opted under this policy.

Value Added Benefits

Cover is available for the age group of 10 to 70 years, irrespective of the occupation or income.

Sub Limits

No cost sharing is applicable under this policy.
Loss of sight of one eye/one foot or one hand is payable up to 50% of the Sum Insured.

Waiting Period Clause

No waiting period is applicable.

Product Snapshot

Factor	Minimum	Maximum
Age (as on last birthday)	Adult: 18 Years; Child: 10 Years	Adult: 70 Years
Accidental Death Sum Insured	-	Rs 10,000
Cover Type	Individual/Family	-
Policy Tenure	1 Year	1 Year
Grace Period	30 Days	-
Freelook Period	15 Days	-
Riders	Nil	-
Plan Type	Offline	-