New India Janata Personal Accident Insurance

What is the Plan all About?

Janata Personal Accident Insurance policy provides cover against bodily injury resulting from an accident. This policy compensates you against death or disablement caused due to the accident.

What are the Key Features?

Accidental death covered under the plan
Cover available for permanent disability
Loss of limbs/sight in eyes are covered
Option to cover family under one plan

What are the Plan Benefits?

Policy Benefits

Bodily injury within 365 days, resulting to death is covered up to the limits applicable.
Loss of sight of both eyes/two hands/two feet/one hand and one foot is covered up to the limits mentioned in the policy.
Loss of sight of one eye/one hand/one foot is covered up to sub limits applicable under this policy.
Permanent total disablement is covered up to the limits specified in the policy schedule.

Value Added Benefits

Get personal accident cover for your family as well under this policy.
Flexible policy tenure options are available.
Enjoy quick claim settlement.

Sub Limits

Accidental death is payable up to the Capital Sum Insured (CSI) available under the policy.
Permanent total disablement is payable up to CSI opted under the policy.
Loss of sight of both eyes/two hands/two feet/one hand and one foot is payable up to CSI mentioned under the schedule.
Loss of sight of one eye/one hand/one foot is payable up to 50% of CSI.

Waiting Period Clause

No waiting period is applicable under this policy.

Product Snapshot

Factor	Minimum	Maximum
Age (as on last birthday)	Adult: 18 Years; Child: 10 Years	Adult: 70 Years
Accidental Death Sum Insured	Rs 25,000	Rs 1 Lac
Cover Type	Individual/Family	-
Policy Tenure	1 Year	3 Years
Grace Period	30 Days	-
Freelook Period	15 Days	-
Riders	Nil	-
Plan Type	Offline	-