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HDFC Life offers a robust cancer care plan – HDFC Life Cancer Care, which offers financial protection for both early and major stages of cancer.Pay outs are paid to the policyholder at initial and major stage to indemnify the financial burden of treatment.
The plan offers 3 plan variants:
Lump sum Benefit
A lumpsum payment is payable on the diagnosis of Cancer.25% of the sum insured is given in case of the early stage and 100% given on major stage cancer after deducting the amount if given during the early stage of cancer.
Waiver of Premium
On a valid claim of Early Stage Cancer or Carcinoma-in-situ (CIS) diagnosis, premiums will be waived for a period of 3 policy years.This benefit is available with all the 3 plan variants.
Maturity benefit as a percentage of Sum Assured as per term chosen is as follows:
Value Added Benefits
Avail tax benefits u/s 80D as per IT Act, 1961 for premium paid for this plan.
Quick Claim Settlement.
Not more than 25% of the sum insured is payable at an early stage of cancer.
Waiting Period Clause
|Age (as on last birthday)||18 Days||65 Years|
|Sum Assured||Rs 10 Lakh||Rs 40 Lakh|
|Policy Tenure||10 Years||20 Years|
|Grace Period||30 Days||-|
|Freelook Period||30 Days||-|