My:Health Medisure Super Top Up Insurance Plan

What is the Plan all About?

With skyrocketing medical expenses, getting medical insurance is the need of the hour. With My:health Medisure Super Top Up Insurance Plan provides additional cover along with the current health policy. It is an affordable solution that provides adequate health cover.

Key Features

Top up health cover Plan
Flexible deductible options to choose from
No medical tests upto the age of 55 years if you have no pre-existing illness
Avail premium discounts upon choosing 2 year policy term
6 hours guaranteed response for cashless claim
Guaranteed renewability for life

Policy Benefits

In-patient hospitalization expenses are covered as mentioned in the Policy.
Pre hospitalization expenses are covered up to 30 days before you are hospitalized and Post hospitalization expenses are covered up to 60 days after you are discharged.
Day care procedures which need the insured to be hospitalized for less than 24 hours

Value Added Benefits

No pre-policy medical check-up up to age of 55 years with no adverse medical history.
No sub-limits on day care procedures and pre & post hospitalization.
Avail tax benefits u/s 80D as per IT Act, 1961 for premium paid for this plan.

Sub Limits

No Room rent limits are applicable under this plan.
Co-pay of 10% applies for each claim for insured persons above 80 years.

Waiting Period Clause

Initial Waiting Period: A waiting period of 30 days from the inception date for all hospitalization claims except in case of accidents.
Specific Waiting Period: 2 Years Waiting Period will be applicable for specific illnesses.
Pre existing Disease Waiting Period: Any pre-existing ailment/injury that was diagnosed /acquired within 3 years from the issuance of the first policy.

Who can Buy the Plan?

Factor	Minimum	Maximum
Age (as on last birthday)	Adult: 18 Years, Children: 91 Days	Adult: 65 Years, Children: 23 Years
Deductible	2 Lacs	5 Lacs
Sum Assured	3 Lacs	20 Lacs
Cover Type	Individual/Family Floater	-
Policy Tenure	1 Year	2 Years
Grace Period	30 Days	-
Free Look Period	15 Days	-
Riders	Nil	-