HDFC ERGO Easy Health Plan

1. Offer cover from the age of 5 years
2. Additional 7.5% discount, offered on premium opting.
3. Give floater cover to all the family members.
4. The plan covers all pre and post-hospitalization.
5. Up to 6 members can be added to a single policy.
6. 10% cumulative bonus has been given in every claim
7. Offers policy cover of 1 to 2 years if opted.

1. Insured will get to have portability to shift from one company to another company at the renewal.
2. Additional cover has been given in critical situations, like cancer severity, heart attack, and other major illnesses.
3. Medical expenses of ore and post-hospitalization been given during the 60 days immediately getting hospitalized and 90 days after the discharge.
4. All the daycare procedures being covered which does not include 25 hours of hospitalization due to tech advancement.
5. With an easy health insurance plan, you can get tax benefits by making the premium paid under section 80D.

Sub Limits

1. 5 health check-ups policy will be given a maximum of Rs 5000
2. Recovery benefits up to 10,000, after a 10-day hospitalization.
3. More than 4 critical illness rider has been offered in the sum insured of 50% or 100% from the patient sum insured.

Waiting Period Clause

1. With an easy health insurance policy, there will be a 1-year deduction in every renewal of plan.
2. Premium renewal changes will be intimated at least 3 months in advance before the expiry of the policy.
3. Insured persons will have the option to migrate with the same health security and protection accompanied by insurance policy and available with all the accrued continuity benefits.

Value Added Benefits

These are a special range of value-added services to your life to prevent illness and promote the well-being of an individual and your family.

1. Promotes primary consultation health-related problems, counseling, individual referrals, nutrition, and diet also these services are available at no extra cost to costumers.
2. Reimbursement of claims at all hospitals but easy health insurance plan only valid on a cashless basis.
3. Health risk assessment tool helps to profile each member’s health status, other assessments will be offered on personalized wellness, diet, nutrition regimen.

1. All the pre-existing conditions will be covered in 3 years of a waiting period
2. All treatments will be covered within 30 days of accidental injury.
3. A waiting period of 2 years for specific diseases like cataracts, joint replacement surgeries, hernia, etc.
4. Lookup for the items of personal comfort and convenience.