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Being diagnosed with cancer is the worst news anyone could hear. With changing lifestyles and surroundings, the probability or risk of getting cancer is higher.The treatment of cancer puts a major blow on your financial set up. The financial burden can be eased out with Future Genrali’s Cancer Protect Plan, which offers benefits for multiple stages of cancer.BUY NOW
The Plan offers 2 Plan Variants
Option 1: Lump sum Cover
Option 2: Lump sum Cover with Income Benefits
Lump sum Benefit
Waiver of Premium Benefit
The premiums are waived off for next three years or till the end of the policy term, whichever is earlier.
Income of 2% of the cover amount (Sum Assured) per month for a period of 60 months on diagnosis of Major Stage Cancer.This benefit is exclusively available with option 2 plan variant only.
There is no death benefit payable under this plan.
There is no maturity benefit payable under this plan.
The policy acquires a Surrender Value immediately only in case of single premium.The surrender value depends on the year of surrender.
How the Plan Works?
Let us understand the plan with the example of Mr. Raj
Life Insured: Mr. Bajaj
Age: 30 years
Term: 20 years
Sum Insured: Rs 20 lakh
Annual Premium: Rs 1,144 plus taxes
Value Added Benefits
Waiting Period Clause
|Age (as on last birthday)||18 Years- For Major Life 1 Year- For Minor Life||65 Years – For Major Life 17 Years- For Minor Life|
|Sum Assured||10 Lacs - For Major Life 10 Lacs –For Minor Life||40 Lacs - For Major Life 10 Lac- For Minor Life|
|Policy Tenure||5 Years- Or Single Pay 10/15/20 Years- For Regular Pay||80 Years Minus Age At Entry –Regular Pay|
|Grace Period||30 Days (15 Days For Monthly Mode)||-|
|Freelook Period||15 Days/ 30 Days (for Distance Marketing Channel) From The Receipt Of The Policy||-|