Future Generali Accident Suraksha Plan

Policy Benefits

• Accidental death cover is available up to 100% of the Sum Insured (SI).
• Permanent Total Disablement cover is available up to 100% of SI.
• Permanent Partial Disablement is covered as per the sub limits applicable.
• Temporary Total Disablement is covered up to the sub limits specified. This benefit is payable for a maximum of 100 weeks.
• Repatriation Benefit and Funeral Expenses are covered up to the sub limits mentioned in the policy.
• Multiple add-on benefits are available under this policy to enhance coverage like Child Education Support, Life Support Benefit, Accidental Medical expenses, Accidental Hospitalization, Hospital Cash Allowance, Loan Protector, Adaptation Allowance, Family Transportation Allowance.

Value Added Benefits

• You or your family get a worldwide cover, 24/7
• Get 10% discount on opting family cover.
• No pre policy Medical examination.
• Terrorism is covered under this policy.
• There is no loading on premiums, for adverse claims.
• Lifetime renewability and stay covered against unforeseen accidents.
• In-house claim settlement team for quick & hassle-free claim settlement procedure.
• Portability benefit is applicable under this policy.

Sub Limits

• Permanent Partial Disablement is payable in-between 2% to 75% of SI.
• Temporary Total Disablement is payable up to 1% of SI per week.
• Repatriation Benefit and Funeral Expenses up to 1% of SI, subject to a maximum of Rs 12,500 are paid as a lump sum amount.

Waiting Period Clause

No specific waiting period is applicable.