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Future Generali Assure Plus is a traditional, participating endowment plan which will secure your family’s financial future and fulfill the set objectives. This plan will combat ever increasing cost, increasing risks of the future. The plan offers savings for future along with the life insurance coverage.BUY NOW
The death benefit payable to the nominee In the event of death of the life insured is higher of:
Maturity benefit is payable on the survival of the Life Assured till the end of the policy term. Maturity benefit is payable to the Policyholder which is the base Sum Assured plus accrued bonus and Terminal Bonus, (if any) and the policy terminates.
Compounded Reversionary Bonus will be declared from the first policy year for an active policy. The bonus will be applied on the Sum Assured along with the bonuses already accrued under the policy and are guaranteed during the policy term in the event of death and maturity. Terminal Bonus, if any, will be payable on death or on maturity. The interim bonuses will also be declared at the end of each Financial Year.Reversionary Bonus and Terminal Bonus are not guaranteed and will depend on the actual experience of the Company.
No loan is available under this policy.
If premiums under this policy have been paid at least for the:
Then only the policy acquires surrender value.Higher of Guaranteed Surrender Value (GSV) and Special surrender value will be payable as surrender value.
The plan helps in getting tax benefits under section 80C and section 10 (10D) of the Income Tax Act,1961.
|Age (as on last birthday)||3 Years||55 Years|
|Age at Maturity||18 Years||70 Years|
|Policy Tenure||15/20 Years||25 Years|
|Premium Paying Term||Limited Pay- 7/10/12 Pay (for 15 Year Policy Term) Limited Pay- 10/12/15/17 Pay (for 20 Year Policy Term) Limited Pay- 12/15/17/20 Pay (for 25 Year Policy Term)||-|
|Premium Paying Mode||Annually,Semi Annually,Quarterly And Monthly||-|
|Premium Amount||Rs 12,000 P.a||Depends On Max Sum Assured|
|Sum Assured||Rs 1 Lac||Rs 5 Crores|
|Freelook Period||15 Days/ 30 Days (for Distance Marketing Channel) From The Receipt Of The Policy||-|
|Grace Period||30 Days & 15 Days (for Monthly Mode)||-|
No Riders are available under this plan.
For a 20 years Policy Term and 10 years Premium Payment Term, following is the premium for `1,000 Sum Assured.
Note: The Service Tax is calculated as per the Tax laws applicable from 1st June, 2015 and is subject to revision