Chola Hospital Cash Healthline Plan

What is the Plan all About?

In addition to medical costs, you need to bear several other non-medical expenses, in case of in-patient hospitalization. This health plan provides the daily cash benefit and helps you take care of miscellaneous expenses.

6 plan variants can be opted under this plan:

Plan A
Plan B
Plan C
Plan D
Plan E
Plan F

Key Features

Daily hospital cash benefit
Grab family discount
Lifelong renewability
Enjoy tax benefits

Policy Benefits

Daily hospital cash benefit is payable under this plan.
Hospital cash benefit for normal hospitalization is payable.
Hospital cash benefit for ICU hospitalization is payable.
Lump Sum amount as Convalescence benefit is payable after 20 continuous days of hospitalization.

Value Added Benefits

Sum Insured can be enhanced at the time of policy renewal.
50% cost of pre-policy medical check-up is reimbursed on issuance of the policy.
No pre-policy medical check-up is required up to 55 years of age.
Avail tax benefits u/s 80D as per IT Act, 1961 for premium paid for this plan.

Sub Limits

Daily hospital cash up to 20 days for Plan A, B & C and up to 25 days for Plan D, E & F.
Hospital cash benefit (normal hospitalization) of Rs 1000 per day for Plan A & D, Rs 2000 for Plan B & E and Rs 3000 for Plan C & F.
Hospital cash benefit (ICU hospitalization) is payable up to twice the benefit paid under normal hospitalization.
Convalescence benefit of Rs 10,000 for Plan A & D, Rs 15,000 for Plan B & E and Rs 20,000 for Plan C & F is payable. It is applicable once in a policy period.

Waiting Period Clause

Initial Waiting Period: A waiting period of 30 days from the inception date for all hospitalization claims except in case of accidents.
Specific Waiting Period: Specific illnesses such as Hernia, Hydrocele, Cataract, Benign, etc are covered after after 24 months of continuous policy coverage.
Pre existing Disease Waiting Period: Any pre-existing ailment/injury that was diagnosed /acquired within 48 months from the issuance of the first policy.

Who can Buy the Plan?

Factor	Minimum	Maximum
Age (as on last birthday)	Adult: 18 Years, Children: 3 Months	Adult: 65 Years, Children: 35 Years
Daily Hospital Cash	Rs 1000	Rs 3000
Cover Type	Individual/Family Floater	-
Policy Tenure	1 Year	3 Years
Grace Period	30 Days	-
Free Look Period	15 Days	-
Riders	Nil	-