Care Advantage Health Insurance

Check out some of the attractive benefits of Care Advantage Health Insurance:

• Automatic Recharge of Sum Insured : In case the sum insured gets exhausted in a claim, the amount will automatically get recharged once in a policy year for up to 100% so that it can be used for another claim. The sum insured recharge can be done an unlimited number of times if you opt for the Unlimited Automatic Recharge cover.
• Annual Health Check-up : Policyholders can avail free health check-up facility once every year if they opt for this cover under the Care Advantage plan.
• No Claim Bonus : A No Claim Bonus (NCB) of 10% is granted to the policyholder up to a maximum of 50% for every claim-free year. The policyholder can also buy the No Claim Bonus Super optional cover to get 50% NCB for every claim-free year.
• No Sub-limits : The Care Advantage plan does not come with any sub-limits on the hospital room rent or ICU charges.
• Co-payment Waive : The policyholder can waive off the mandatory co-payment for policyholders above 60 years if they opt for this cover.
• Cashless Hospitalization : The policy allows the insured to avail cashless hospitalization facilities at over 19000 network hospitals of Care Health Insurance Company across India.
• Tax Benefits : Policyholders can avail tax benefits on the premium paid for the Care Advantage plan under Income Tax Act, Section 80D.

The Care Advantage Health Insurance plan excludes the following coverage:

• Self-inflicted injury
• Cosmetic or plastic surgery
• External congenital diseases
• Maternity expenses
• Treatment for alcohol or drug addiction
• Unproven treatments
• Sterility and fertility treatments
• Obesity and weight-control treatments

Zero Payment Treatment,In-patient Care, Day Care Treatment, Pre-hospitalization Medical Expenses, Post-hospitalization Medical Expenses, Organ Donor Cover, Annual Health Check-ups for insureds, Covers Room Rent & ICU Charges, Add on Expert Opinion Benefit