We will call you back.
Just share your number for a call back in less than 15 minutes
Bharti AXA Life Aajeevan Sampatti+ is a limited pay, traditional, non-linked participating whole life plan that offers guaranteed annual payouts and protection up to 100 years of age. This plan helps fulfill the financial obligations in different stages of life, so it ensures you a worry-free life.BUY NOW
In the event of death of the life insured, the Sum Assured Payable on Death is higher of Sum Assured on Maturity, 105% of premiums paid, or 11 times of Annualized Base Premium. The death benefit payable is higher of 105% of all premiums paid or Sum Assured Payable on Death.
Your coverage will continue until you reach the age of 85 or 100 years, depending on the policy term chosen.
On survival of the life Insured till the end of the policy term, Sum Assured on Maturity is payable.
The Survival Benefit includes Guaranteed Annual Payouts & Non-guaranteed Cash bonuses.
You can avail loan amount up to a maximum of 70% of the acquired Surrender Value. The minimum loan amount you can obtain is Rs 15,000.
The policy can acquire Surrender Value after payment of all due premiums for the first full policy year. Upon surrendering the policy, you will get Guaranteed Surrender Value or Special Surrender Value, as specified under the policy.
You can avail tax benefits for premiums paid under section 80C & the benefits received is eligible for tax benefits under section 10 (10D) of the IT Act, 1961.
|Age (as on last birthday)||91 Days||60 Years (policy Term To Age 100), 50 Years (policy Term To Age 85)|
|Age at Maturity||-||100 Or 85 Years, Depending On The Policy Term Chosen|
|Policy Tenure||100 Or 85 Years Minus Age At Entry||-|
|Premium Paying Term||10 Years||15 Years|
|Premium Paying Mode||Annually, Semi Annually, Quarterly & Monthly||-|
|Premium Amount||Depends On The Minimum Sum Assured On Maturity||-|
|Sum Assured on Maturity||Rs 50,000||No Limit (subject To Underwriting)|
|Freelook Period||15 Days From The Receipt Of The Policy||-|
|Grace Period||30 Days||-|
Following riders can be opted, on payment of additional rider premium.
Raman at 30 years, wants to buy Bharti AXA Life Aajeevan Sampatti+ to gain control over savings and whole life protection. He opts the plan with the premium paying term of 10 years, coverage until 100 years, Sum Assured on Maturity is Rs 5,00,000 with annual premium of Rs 1,07,310.
Scenario A: Raman Survives the Policy Term
If Mr. Raman survives till the maturity of the policy term, he receives Rs 5,00,000 as the maturity amount. This benefit helps meet your financial objectives.
Scenario B: Raman dies during the Term of the Policy
In the event of demise of Mr. Raman during any policy year, the nominee will receive Rs 11,80,410 as death benefit.