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Bharti AXA Life Super Series Plan

What is the Plan all About?

Bharti AXA Life Super Series is a non par, Money back plan that provides a lump sum payout on completion of the premium payment term along with increasing guaranteed payouts until maturity and a lump sum payout at Maturity. This plan also provides the life insurance cover that ensures financial security for your family, even in your absence.

2 plan variants can be opted under this plan:

  • Super 6
  • Super 10


What are the Key Features?

  • Guaranteed Money Back Benefits
  • Get guaranteed Maturity Benefit
  • Avail guaranteed Maturity Additions
  • Life Insurance Cover
  • Avail tax benefits
  • Limited premium payment option
  • Riders to boost policy cover
  • Avail tax benefits

What are the Plan Benefits?

Death Benefit

    In the event of death of the life insured during the policy term, the Sum Assured on Death which is higher of 105% of all the premiums paid, Sum Assured on Maturity, or multiple of annualized premium. Here, multiple is 11/15 times for Super 6/Super 10 Option repectively.

Maturity Benefit

    On survival of the life insured till maturity of the policy, Sum Assured on Maturity is payable, provided the policy being in-force. On the date of maturity, an additional payout as Guaranteed Maturity Addition 30% of the ‘Sum Assured on Maturity’is also payable.

Guaranteed Money Back

    A percentage of ‘Sum Assured on Maturity’ is payable and it starts after the end of Premium Payment Term. The payouts are available as specified under the table.

    Bharti AXA Life Super Series

    Bharti AXA Life Super Series Plan


    No bonus is applicable as it is a non participating plan.

Loan Benefit

    The loan amount can be availed up to 70% of the acquired Surrender Value.

Surrender Value

    This policy acquires Surrender Value after paying at least two/three full policy years’ premium, in case of premium payment term of 6 years/10 years respectively. The Surrender Value payable is higher of Guaranteed Surrender Value or Special Surrender Value less survival benefits already paid.

Tax Benefit

    This policy provides tax benefits for premiums paid under section 80C and the benefits received under section 10 (10D) of the Income Tax Act, subject to amendment in tax laws.

Who can Buy the Plan?

Factor Minimum Maximum
Age (as on last birthday) 6 Years (for Super 6), 0 Years (for Super 10) 63 Years (for Super 6), 60 Years (for Super 10)
Age at Maturity - 75 Years (for Super 6), 80 Years (for Super 10)
Policy Tenure 12 Years (for Super 6), 20 Years (for Super 10) -
Premium Paying Term 6 Years (for Super 6), 10 Years (for Super 10) -
Premium Paying Mode Annually, Semi Annually, Quarterly & Monthly -
Annual Premium Rs 18000 (for Super 6), Rs 15000 (for Super 10) No Limit
Sum Assured on Maturity Depends On The Minimum Premium -
Freelook Period 15 Days/30 Days (for Distance Marketing Channel) From The Receipt Of The Policy -
Grace Period 30 Days -
Plan Type Offline -

Is any Rider Available with this Plan?

Following riders can be opted, on payment of additional rider premium.

  • Bharti AXA Life Hospi Cash Rider
  • Bharti AXA Life Premium Waiver Rider

How the Plan Works?

Sahil is 35 years of age, wants to buy Bharti AXA Life Super Series Plan to get regular money backs along with life protection. He opts the plan with super 10 option with the policy term of 20 years, premium paying term of 10 years, sum assured on maturity is Rs 2,00,000 and annualized premium of Rs 48,598.

Scenario A: Sahil Survives the Policy Term

If Sahil survives till the maturity of the policy term, he receives Rs 1,00,000 as the first payout under guaranteed money back benefits and it continues for the next 10 years. He will also receive a lump sum amount of Rs 2,60,000 as maturity benefit.

Scenario B: Sahil dies during the Term of the Policy

In the event of demise of Sahil during the policy term, the Sum Assured on Death is payable to the nominee. The death benefit provides financial cover for the nominee/family.

Benefit Illustration:

Bharti AXA Life Super Series Plan 1