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Bajaj Allianz Tax Gain Plan

What is the Plan all About?

Tax Gain is a family floater health policy which covers outpatient expenses and hospitalization expenses under one umbrella policy and helps you in saving your tax.

Tax Gain Plan has 4 variants which are:

  • Plan A
  • Plan B
  • Plan C
  • Plan D


Key Features

  • OPD & Hospitalization cover under one policy
  • 5000+ network hospitals for cashless treatment
  • In-house claim settlement
  • Provides tax benefit under section 80 D of Income Tax Act
  • Premium slab remains same for 18 yrs -55 yrs & 56- 75 yrs
  • Waiver of medical tests upto age 45.

Policy Benefits

  • Outpatient expenses are covered as per the plan variant opted on floater basis.
  • Hospitalization expenses are covered on floater basis as per the plan variant opted.
  • Pre & Post Hospitalization expenses covered for specified OPD treatments as per the plan variant opted.
  • 130 day care procedures are covered under this plan.

Value Added Benefits

  • Ambulance expenses covered in the event of emergency hospitalization.
  • Free Health check-up at the empanelled health centresafter 4 claim free years.
  • Separate plans for senior citizens.
  • Income Tax benefits under section 80D of Income Tax Act, 1961.
  • Lifetime Renewability available under Plan D.

Sub Limits

  • 10% Co pay for the treatment taken in non network hospitals.
  • Ambulance expenses are covered upto Rs 1000.

Waiting Period Clause

  • Initial Waiting Period: Any diseases contracted during first 30 days of the policy start date, except those arising out of accidents.
  • Specific Waiting Period: Some treatments as specified in the policy contract are covered after 2 years of continuous policy years.
  • Pre existing Disease Waiting Period: Any pre-existing ailment is covered after 48 months of continuous policy coverage.

Who can Buy the Plan?

Factor Minimum Maximum
Age (as on last birthday) 18 Years 75 Years
Sum Insured 1 Lac 3 Lacs
Premium 4,999 19,999
Cover Type Individual/Family Floater (self & Spouse Only) -
Policy Tenure 1 Year 1 Year
Grace Period 30 Days -
Free Look Period 15 Days -
Riders Nil -


  • Any form of plastic surgery
  • Intentional self injury
  • Weight management services
  • Congenital external diseases
  • Maternity Benefits
  • Convalescence Benefits, etc.