Get Quotes from Top Insurers with Lowest Premium
Enter Details > Get Quotes > Buy Your privacy is protected.
Unbiased information on plans from varied insurance companies
Easy comparisons to choose the best insurance plan
No hidden costs, pay the same premiumas offered by the insurer
Pre and post sales expert assistance for smooth online buying experience
Reliable, Accurate and Quick policy servicing
Our representative will get back to you soon.
You can also directly contact us at

Bajaj Allianz Sliver Health Plan

What is the Plan all About?

Silver Health Plan from Bajaj Allianz covers you & your spouse against high rising medical treatment expenses. This health plan offers cashless benefit or reimbursement towards hospitalization expenses. This policy is available on an individual sum insured basis.


What are the Key Features?

  • Comprehensive health cover for seniors
  • Covers Hospitalization Expenses
  • Grab Family Discount
  • In-house Claim Administration
  • Cashless facility at 3300+ network hospitals across India
  • Quick & hassle-free disbursement of claim
  • Pre-existing illnesses covered after 1 year
  • Customized packages to match individual needs

What are the Plan Benefits?

Policy Benefits

    • In-patient hospitalization expenses, including Room Charges, Boarding, Medical Practitioner/Consultant Fees, etc. are covered.
    • Pre hospitalization & post hospitalization expenses are covered up to 3% of admissible hospitalization expenses.
    • 130 day care procedures for which the insured person gets hospitalized for a period less than 24 hours are covered.
    • Pre-existing illnesses are covered as stated under the policy.

Value Added Benefits

    • Emergency ambulance charges are covered under this policy.
    • Cost of pre-policy check up is covered under this policy.
    • Get Cumulative Bonus of 10% of the sum insured for every claim-free policy year, to a maximum of 50% of the sum insured and up to a maximum of 5 years.
    • The benefit of sum insured enhancement can be availed at the policy renewal, subject to underwriting approval.
    • 5% discount is available upon covering two or more family members under a single policy.
    • Enjoy portability benefit under this policy.
    • Health check up expenses are covered once after every continuous 4 claim free years. This benefit can be availed, when done in one of the designated diagnostic centers.
    • Tax Benefits for premiums paid are covered under section 80D of IT Act, 1961.

Sub Limits

    • 20% co-payment applies, in case hospitalization is done at a non-network hospital. Waiver of co-payment becomes applicable on payment of an additional 15% on premium.
    • Ambulance charges are capped to a limit of Rs 1000/- per claim.
    • Pre-existing illness from the 2nd policy year are covered up to 50% of the Sum Insured (SI).
    • 100% cost incurred for standard medical tests are reimbursed, upon acceptance of the proposal and policy issuance.
    • Surgery for cataract is capped up to a minimum of Rs 12,000 and maximum of Rs 25,000. It is payable up to 10% of the Sum Insured.

Waiting Period Clause

    • Initial Waiting Period: 30 days waiting period from the date of commencement of the policy except accidental bodily injury.
    • Specific Waiting Period: 12 month waiting period is applicable for illnesses/conditions such as Hernia, Hydrocele, Cataract, Endometriosis, Hysterectomy, etc. 48 month waiting period is applicable for joint replacement surgery
    • Pre Existing Diseases Waiting Period: Any pre existing diseases/illnesses/injuries are covered after 12 months of continuous policy coverage.

Product Snapshot

Factor Minimum Maximum
Age (as on last birthday) 46 Years 70 Years
Sum Assured Rs 50,000 Rs 5 Lacs
Cover Type Individual/Family -
Policy Tenure 1 Year 1 Year
Grace Period 30 Days From The Date Of Expiry -
Freelook Period 15 Days -
Riders Waiver Of Co-payment -
Plan Type Online -


  • Cosmetic/Aesthetic treatment
  • Dental treatment
  • Convalescence