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Premium Personal Guard Policy gives you a guard against unforeseen risks. This policy covers the insured against accidental death or bodily injury and thus ensures security for the future. This personal accident insurance provides high sum assured in a range of 10 Lacs to 25 Lacs.
4 variants can be chosen under this plan:
(Note: The claim payment under AD/PTD/PPD, 50% benefit is payable to spouse and 25% benefit is available for each child. The claim payment under TTD, 50% benefit is payable to the spouse.)
Value Added Benefits
Waiting Period Clause
No waiting period is applicable under this policy.
|Age (as on last birthday)||Adult: 18 Years; Child: 5 Years||Adult: 65 Years; Child: 21 Years|
|Accidental Death Sum Insured||Rs 10 Lacs||Rs 25 Lacs|
|Policy Tenure||1 Year||1 Year|
|Grace Period||30 Days||-|
|Freelook Period||15 Days||-|
|Riders||Accident Hospitalization Benefit, Hospital Confinement Allowance||-|