Get Quotes from Top Insurers with Lowest Premium
Enter Details > Get Quotes > Buy Your privacy is protected.
Unbiased information on plans from varied insurance companies
Easy comparisons to choose the best insurance plan
No hidden costs, pay the same premium as offered by the insurer
Pre and post sales expert assistance for smooth online buying experience
Reliable, Accurate and Quick policy servicing
Our representative will get back to you soon.
You can also directly contact us at

Bajaj Allianz Global Guard Policy

What is the Plan all About?

Global Personal Guard Policy from Bajaj Allianz provides cover against accidental death, permanent total disability & permanent partial disability. This policy ensures complete protection against all hardships of life. Coverage under this policy is available on an individual sum insured basis.


What are the Key Features?

  • 3600 Cover against accidental perils
  • Modular Product with competitive Premium
  • Cover against accidental death
  • Cover available for permanent total/partial disability
  • Worldwide coverage for Death, Permanent Total/Partial Disability
  • Flexibility to choose optional covers
  • Grab several discounts on buying this policy

What are the Plan Benefits?

Policy Benefits

    • Accidental Death (AD), if it occurs within 12 calendar months from the date of the accident is covered up to the sum insured chosen under the plan.
    • Permanent total disability (PTD), if occurs within 12 calendar months from the date of the accident is covered as mentioned in the policy schedule.
    • Permanent partial disability (PPD), if occurs within 12 calendar months from the date of the accident is covered as per the limits mentioned.
    • Transportation expenses of mortal remains are payable under this policy.
    • Funeral expenses are payable under this policy.
    • If the insured person is disappeared following an accident for 12 months, it shall be deemed as died in such accident and an amount equal to accidental death benefit is paid.
    • In case of PTD, lifestyle modification benefit is payable up to the limits specified in the policy.
    • 12 optional covers are available on payment of additional premium which are Accidental Hospitalization Expenses, Adventure Sports Benefit, Air Ambulance Cover, Child Education Benefit, Coma Due to Accidental Bodily Injury, EMI Payment Cover, Fracture Care, Hospital Cash Benefit, Loan Protector Cover,Loss of Income due to Disability from Accident, Road Ambulance Cover and Travel Expenses Benefit.

Value Added Benefits

    • Avail cumulative bonus. 10% increase in sum insured per annum on renewal of a claim-free policy year, to a maximum of 50% and up to 5 years.
    • Sum Insured can be enhanced at the policy renewal.
    • In-house claim settlement team to ensure quick and hassle-free settlement of claims.
    • Enjoy portability benefit.
    • Lifetime renewability is available under this plan.
    • Get 10% discount on opting family cover.
    • 4%/8% discount on choosing 2/3 years policy term.
    • 20% employee discount is also available.
    • 10% discount on buying the policy online.
    • Access treatment at 4000+ network hospitals across India.

Sub Limits

    • Lifestyle modification benefit is payable up to 2% of the Sum Insured (SI) as a lump sum amount.
    • Permanent partial disability is covered between 2% to 75% of SI, depending on the disability occurred.
    • Expenses for the transportation of mortal remains is payable up to 1% of SI as a lump sum benefit.
    • Funeral expenses are covered up to 1% of SI as a lump sum benefit.

Waiting Period Clause

    No waiting period is applicable under this policy.

Product Snapshot

Factor Minimum Maximum
Age (as on last birthday) Adult: 18 Years; Child: 3 Months Adult: 70 Years; Child: 25 Years
Accidental Death Sum Insured Rs 50,000 Rs 25 Crores
Cover Type Individual/Family -
Policy Tenure 1/2 Year 3 Years
Grace Period 30 Days -
Freelook Period 15 Days -
Riders 12 Riders Available -
Plan Type Offline -


  • Any pre-existing condition/complications arising out of it
  • Mental disorder
  • Attempted suicide
  • Influence of drug/alcohol/other intoxicant
  • Venereal disease
  • Contamination by radioactivity
  • Participation in hazardous activity, unless specifically insured
  • Unlawful or criminal act, etc.