Bajaj Allianz Health Care Supreme Plan

• Offers Sum Insured upto 50 lacs on individual/floater basis
• No capping on entry age
• Lifetime Renewal
• Restoration of sum insured available
• Free Annual Health check up irrespective of claim history

The following benefits are available in all the 3 plan variants with specific sublimits as per the plan variant opted.

• Inpatient hospitalization expenses are covered for a minimum stay of 24 hours due to illness or accidental injuries.
• Pre hospitalization expenses are covered incurred during the 60 days before you are hospitalized.
• Post hospitalization expenses are covered incurred during 90 days after you are discharged from the hospital.
• Road Ambulance service charges are covered post acceptance of the claim.
• Air Ambulance charges are covered for emergency life threatening health conditions.
• Day care procedures taken in the hospital as an inpatient in a hospital are covered but not as an outpatient.
• Outpatient expenses are covered such as specialist consultation, medicines related to illness and others mentioned in the policy contract.
• Organ donor expenses are covered under this policy.
• Recovery benefit is payable as a lump sum amount per policy onetime in case of hospitalization exceeds 7 days by the insured.
• Physiotherapy expenses are covered taken as an outpatient benefit as per the policy conditions.
• Maternity Expenses and new born baby expenses are covered under the purview of this plan contract.

• 100% Automatic restoration of sum insured in case the sum assured is exhausted due to claims in the policy year.
• Ayurvedic/Homeopathic treatment expenses as prescribed the medical practitioner are covered under this plan if undertaken in a government hospital.
• Free annual health check up irrespective of the claim history.
• Get Add on Covers such as Acilliary expenses,Personal accident cover and critical illness cover which can be opted to enhance the policy coverage at an additional cost.
• Avail cumulative bonus of 10% of the sum insured for each claim free year up to the maximum of 50% of the sum insured.
• Cashless facility in 3700 network hospitals
• Hassle free and in-house claim settlement unit.
• Tax Benefit under section 80D of Income Taxt Act.1961.

• OPD Sum insured limit varies as per the plan opted. It ranges from Rs 2,500 to Rs 25,000.
• Physiotherapy benefit expenses range from Rs 2,500 to Rs 25,000 as per the plan opted.
• Maternity sum insured ranges from Rs 2,500 to Rs 1 lac as per the plan opted.
• Donor expenses range from Rs 50,000 to Rs 5 lacs as per the plan opted.
• Air Ambulance reimbursement expenses are covered under as 10% of the sum insured as per the plan opted.
• Road Ambulance covered upto the sum insured under hospitalization section.
• No Sub limits on Ayurvedic and Homoeopathic Hospitalisation treatment expenses

• Initial Waiting Period: Any diseases contracted during first 30 days of the policy start date, except those arising out of accidents.
• Specific Waiting Period: Some treatments as specified in the policy contract are covered after 2 years of continuous policy years.
• Pre existing Disease Waiting Period: Any pre-existing ailment is covered after 2 years of continuous policy coverage.
• Maternity Expenses are covered from the 3^rd policy year.

• Any form of plastic surgery
• Intentional self injury
• Weight management services
• Congenital external diseases, etc.