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Liability Only - Motor Insurance Policy covers your legal liability towards third parties for bodily injury, death and property damage from any accident involving your vehicle. This ‘Liability Only’ policy is available for goods carrying vehicles, passenger carrying vehicles and other types of commercial vehicles.
Cover towards Third Party Liability
Insured is covered against third party liability arising out of the use of the vehicle in respect of death or bodily injury to occupants carried in a vehicle other than the insured’s vehicle. It also covers damage to property other than the property belonging to the insured.
Personal Accident Cover for Owner - Driver
In case of bodily injury/death caused to the owner cum driver of the vehicle, the compensation is payable depending on the nature of injury sustained.
For death and Loss of two limbs/sight of two eyes/one limb & sight of one eye is covered up to 100%, Loss of one limb or sight of one eye is covered up to 50% and Permanent total disablement from injuries other than the specified ones is covered up to 100%.
This compensation is payable, when the death/injury caused within six calendar months of accidental external and visible means. The total amount payable towards personal accident cover during any one period of insurance should not exceed the limit as specified under the policy schedule.
No additional cover/add-ons can be opted under this policy.
Following are the conditions that are not covered under this policy: