Get Quotes from Top Insurers with Lowest Premium
Enter Details > Get Quotes > Buy Your privacy is protected.
Unbiased information on plans from varied insurance companies
Easy comparisons to choose the best insurance plan
No hidden costs, pay the same premiumas offered by the insurer
Pre and post sales expert assistance for smooth online buying experience
Reliable, Accurate and Quick policy servicing
Our representative will get back to you soon.
You can also directly contact us at

Bajaj Allianz Liability Only - Motor Insurance Policy

What is the Plan all About?

Liability Only - Motor Insurance Policy covers your legal liability towards third parties for bodily injury, death and property damage from any accident involving your vehicle. This ‘Liability Only’ policy is available for goods carrying vehicles, passenger carrying vehicles and other types of commercial vehicles.

Key Features

  • Cover for Bodily injury/Death to third party
  • Cover towards property damage to third party
  • Personal Accident Cover for Owner-Driver
  • Cashless claim settlement at over 4000 garages across the country
  • 24x7 claims support

What are the Plan Benefits?

Cover towards Third Party Liability

    Insured is covered against third party liability arising out of the use of the vehicle in respect of death or bodily injury to occupants carried in a vehicle other than the insured’s vehicle. It also covers damage to property other than the property belonging to the insured.

Personal Accident Cover for Owner - Driver

    In case of bodily injury/death caused to the owner cum driver of the vehicle, the compensation is payable depending on the nature of injury sustained.

    For death and Loss of two limbs/sight of two eyes/one limb & sight of one eye is covered up to 100%, Loss of one limb or sight of one eye is covered up to 50% and Permanent total disablement from injuries other than the specified ones is covered up to 100%.

    This compensation is payable, when the death/injury caused within six calendar months of accidental external and visible means. The total amount payable towards personal accident cover during any one period of insurance should not exceed the limit as specified under the policy schedule.

Additional Covers

No additional cover/add-ons can be opted under this policy.

Major Exclusions

Following are the conditions that are not covered under this policy:

  • Vehicle being used other than in accordance with the ‘Limitations as to use’
  • Vehicle being used by a person other than a driver as specified in the driver’s clause
  • Any claim arising out of contractual liability
  • Consequential loss
  • Depreciation, wear and tear
  • Loss/damage caused by or arising from nuclear weapons material
  • War, invasion, hostilities or war-like operations, etc.