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Niva Bupa Health Insurance Plans

Company Overview

Niva Bupa Health Insurance Company Ltd. (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture between Fettle Tone LLP (an affiliate of  True North Fund VI LLP), a leading Indian private equity firm, and the UK based healthcare services expert, Bupa Singapore Holdings Pte. Limited.

 “Niva” is a popular Hindi/Sanskrit word and also means SUN – which is a symbol of hope, positivity, energy, and above all life itself.

Being one of the most trusted standalone health insurance companies in the country, Niva Bupa Health Insurance has curated a wide range of health insurance policies, such as individual health insurance, family floater insurance policy, and top-up insurance cover, as per the understanding of the Indian market and catering to the consumer's diverse requirements, just the way they like. The Claim Settlement Ratio of the company for the year 2019-20 is 96%.

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Snapshot Of Niva Bupa Health Insurance Plans

Plan Name Plan Type Min/Max Age Min/Max SI Availability Plan Tenure
Health Companion Health Insurance Plan Individual/Family Floater Adult: No Limit
Child:
Min SI: 2 Lakh
Max SI: 100 Lakh
Online Min: 1 year
Max: 2 years

Reasons for buying Niva Bupa Health Insurance Plans

Growing medical inflation and rising medical costs have made people vulnerable to get themselves and their families protected against the same. Niva Bupa presents a plethora of health insurance products to protect you and your loved ones against any adversities arising out of expenses at the time of hospitalization.

Main USP’s of Niva Bupa Health Insurance Plans are:

  • Comprehensive health cover
  • Refill your existing Sum insured
  • Direct Claim Settlement with the Company
  • Cashless treatment facility in over 3500 network hospitals
  • Discount on premium for opting 2 year policy term
  • No age limit for plan enrollment
  • Lifetime Renewability
  • Option to buy a policy online in a cost effective and hasslefree way

Key Benefits of Niva Bupa Health Insurance Plans

  • Medical treatment expenses incurred during in-patient hospitalization are covered up to the sum insured applicable
  • Pre Hospitalization expenses, which include medical expenses incurred before hospitalization are covered up to 60 days and 90 days after discharge as per the policy conditions
  • Post Hospitalization expenses, which include medical expenses incurred post hospitalization are covered up to 90 days
  • All the listed day care procedures are covered
  • Organ Donor medical expenses are covered
  • Domiciliary hospitalization is covered up to the limit specified
  • Maternity cover available as per policy conditions
  • Expenses incurred towards organ harvesting are covered
  • AYUSH treatment is covered up to the Base Sum Insured
  • Tax benefits are available towards the premiums paid under section 80D of the Income Tax Act, 1961

Value Added Benefits under Niva Bupa Health Insurance Plans

  • For every claim-free year, No claim bonus which adds up to 20% in sum insured, up to a maximum of 100% of Base Sum Insured
  • Get free health check-up every 1 or 2 years at the time of renewal, depending on the plan chosen.
  • Top up your coverage with the High Deductible option
  • Additional benefits through Health Relationship Program
  • The cost of emergency Ambulance service is covered
  • Access your claims history, health information, health profile, and records of any tests you have taken
  • Other value-added services such as OPD cover, emergency medical evacuation, international treatment & child care benefits are also available
  • Get additional Sum Insured equal to the Base Sum Insured, subject to the terms specified

List of Niva Bupa Health Insurance Plans

1. Niva Bupa Health Companion Health Insurance Plan

It becomes difficult to analyze how much health insurance coverage is adequate. The health cover which we find adequate today may not suffice the requirement tomorrow due to rising medical costs. Also ... Read more

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