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Optima Cash is a top-up health plan that provides daily hospital cash in the event of hospitalization arising out of accidents/illness. It also provides coverage for parent’s hospitalization, day care procedures, convalescence benefit, etc. This health plan pays a lump sum amount that can be used towards additional expenses that are not covered under a traditional health insurance plan.
2 plan variants are applicable under this plan:
|Age (as on last birthday)||Adult: 18 Years, Children: 91 Days||65 Years|
|Daily Cash||Rs 1000||Rs 3000|
|Cover Type||Individual/Family Floater||-|
|Policy Tenure||1 Year||2 Years|
|Grace Period||30 Days||-|
|Free Look Period||15 Days||-|