Importance of Getting Health Insurance That Covers Domiciliary Treatment
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No matter how much we try, the Covid fear is here!
It is a disease that has not only changed many lives but it has also changed the way health insurance is perceived in India,
however, People today, believe that health insurance is a necessity of life in this day and age , however, they also wish to opt for Domiciliary Hospitalisation rather going to a hospital
Home treatment is a good option for many people with COVID-19, but it’s important that you understand the limitations of this type of treatment before you start using it.
Importance of Getting Health Insurance Home treatment can be covered by health insurance. However, there are some limitations in the way these home treatment coverages work.
Home care treatment, also known as Domiciliary Hospitalization is a feature that will cover your expenses and will allow you to avail of the treatment at home and this is ONLY DUE TO LIMITATIONS PREVALENT AT THE MEDICAL FACILITY.
Home health care or Domiciliary Hospitalisation is covered by some insurance plans but not all of them. Some plans may include this type of coverage while others will not.
If your spouse has a chronic condition that requires treatment at home and they’re already covered on their own plan (meaning they don’t need any help paying for it), then this could be a good option for them if they can get a good deal on such services from their insurer. But if not? Well…you know what I mean!
At Compare Policy, we provide Domiciliary Hospitalisation for a wide variety of injuries and illnesses.
If home treatment isn’t covered in your plan, now may be the time to look into changing coverage.
If you’re one of the unlucky few who do not have domiciliary hospitalization coverage in their health insurance then do not worry, we are here to help you!
Domiciliary hospitalization cover
- It is prescribed by a certified healthcare practitioner
- It is not possible to move the patient to the hospital due to their poor health condition
- The treating medical practitioner advises treatment at home when rooms are not available in the hospital
Domiciliary hospitalization is not covered
- Asthma, tonsillitis, upper respiratory tract infection, and bronchitis
- Gout, arthritis, and rheumatism
- Diabetes mellitus and diabetes insipidus
- Diarrhea, gastroenteritis, and all other types of dysenteries
- Hypertension, epilepsy
- Pyrexia of unknown origin
- Psychiatric or psychosomatic disorders
- Post-hospitalization expenses
Conclusion
It is important to understand that there are many different types of health insurance, and each one has its own set of benefits. If you have any questions about your coverage or how it can be changed, contact us at
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